FEX 
For final expense agents
Weather the lapse storm. Bring your book home.
FEX Freebooter reads your carrier reports and shows who lapsed, who is at risk, and who to call first, so you can save or rewrite policies before the chargeback lands.
What you get each morning
Who lapsed
Policies that slipped past their grace period, with reinstatement windows from your own contract terms.
Who to call
A ranked call sheet so the policies most worth saving get your time first.
Coverage gaps
Clients whose coverage dropped or never started, flagged for a save or a rewrite conversation.
What’s at stake
Estimated advance and chargeback exposure per policy, based on numbers you enter.
Carriers
All 27 carriers below are supported. Don’t see yours? Pick “Other” when you load carriers.
- Accendo
- Aetna / CVS Health
- AIG / Corebridge
- American Amicable
- Americo
- Baltimore Life
- CICA Life
- Christian Fidelity
- Cincinnati Equitable
- Family Benefit Life (Trinity)
- Foresters
- Gerber
- Great Western
- GTL (Guarantee Trust Life)
- KSKJ Life
- Lafayette Life
- Liberty Bankers Life
- Lifeshield
- Mutual of Omaha
- Polish Falcons
- Prosperity Life
- Royal Neighbors of America
- SBLI
- Sentinel Security Life
- Sons of Norway
- Standard Life / ManhattanLife
- Transamerica
Pricing
Three month-to-month plans, each with a one-time setup fee.
Basic · $39/mo
+ $25 one-time setup
Carrier policy data, salvage lists, lapsed policies.
Pro · $69/mo
+ $50 one-time setup · Recommended
Everything in Basic, plus AI review of your Notability (or similar) notes to flag health, underwriting, and other concerns.
Premium · $99/mo
+ $75 one-time setup
Everything in Pro, plus call transcripts and automations.
Privacy is the first rule aboard
Your book of business is yours. FEX Freebooter is being designed so that each agent gets an isolated, encrypted workspace with its own key, carrier logins stay in your own vault, and your data is never sold or used to market to your clients. These are commitments for how we’re building the service, not certifications. Read the details.